Insurance Woes

Not too long ago, our Sunday School teacher (who we LOVE, by the way) was sharing with the class how all of us have things going on in our life that keep us on our knees in prayer. If you can't think of anything, then maybe you should look at your life in regards to your relationship with Christ. Dave and I could relate all too well about issues that keep us on our knees but remembering to not let worry consume you and your witness. The fleeing from worry part will have to be another post, because I am quite guilty of giving into it and freely confess that I am not proud of it. I do know how to leave it at God's feet...I just pick it back up later. Another post.

One struggle that we were encountered with in January was a switch in insurance companies at Dave's work. This didn't seem like a really big issue until J's speech therapy was denied. We were left feeling somewhat helpless as we know J has to have speech therapy NOW in order to see only remnants of apraxia in elementary school. Yet, $600 a month just didn't seem to fit in our budget. We knew we would have to pray about this and remember God's promise to take care of His children. It is so true that God's love for our child is even greater than the love we have for him, so we had to hold onto that truth. We reached out to some of our prayer warrior friends, family, and Sunday School class. God first revealed to us that He was with us when Lori, J's speech therapist, called me one night and let me know that she would continue serving J for a cheaper price...something that would work for both of us. She loves our son and sees him improving. In my head, I knew it would be so much easier and more profitable monetarily for her to pick up a Medicaid child where she was guaranteed payment or to serve those children under 2 who pay her through the state's early intervention program. Regardless, she offered, and we knew God was making arrangements for us.

Dave quietly told me one night that he was going to take care of this situation and would be an advocate for J. I knew he would try hard but some things are just out of my husband's hands. Dave got to work on it, I gathered documentation from Lori and our pediatrician, and Dave's boss jumped on board as an advocate for our boy. After almost three months of working on this, the insurance company has agreed to pay the total requested by our SLP. Lori was quite surprised as she doesn't see this happen often. Speech just isn't always seen as a priority. The company has also agreed to look closer at coverage for apraxia after being educated on the condition. As far as J is concerned, they will pay for his therapy! Dave and I once again can share a testimony of faith and prayer. After all, we serve a God much bigger than an insurance company!